Blog
Consistency is Attractive
Blog“Consistency is Attractive" In the age of social media, it’s so easy to get caught up in what the latest trends are and then adjust to ensure your life is oriented towards those trends. Older generations can claim that it is a “millennial” issue but keeping up...
7 Important Ages for Retirement Planning
Blog“7 Important Ages for Retirement Planning" The amount of decisions and timeframes that arrive at your doorstep as you head into retirement can be overwhelming. It’s hard to keep track of what age you become eligible for Medicare vs. when you can take social...
“Steps to Take Outside of Your Portfolio”
“What are steps you can take that are within your control during a market downturn?”
“Financial Thoughts from a Summer Vacation”
“Inflation is real and travel prices have gone up, but it’s important not to wait for “eventually” to create family memories!”
“How to Not Panic”
“It’s easy and understandable to want to panic or move to cash in these markets. Here’s an important and hopefully timely reminder for us all.”
“Getting Financially Organized”
“Getting financially organized might not be easy, but most things worth doing aren’t easy!”
“Realities of Recessions”
: “Recessions are painful. It’s important to keep emotions in check and stay consistent in the midst of all the news coming our way”
Two Pandemic Era Trends are Reversing
“Interest rate increases are starting to reverse trends that took hold during the Pandemic”
‘Your Goals > Stock Market Movements’
Blog"Your Goals > Stock Market Movements" For those who’ve been reading our weekly articles for some time, you might recognize the title. We have re-visited the idea that your personal goals should hold a greater weight than what is happening in the stock...
“Something Commonly Missed in Financial Plans”
“This will never happen to me!” Don’t let that be the case when it comes to thinking about disability insurance.
“Frugality vs. Extravagance”
“Do you lean more towards frugality or extravagance when it comes to your finances?”
“Does it Matter When Booms and Busts Happen?”
Blog “Does it Matter When Booms and Busts Happen?” For my grandparents it was the Great Depression and then an economic boom from the second World War. For my parents it was the savings and loan crisis and the subsequent tech growth and dot-com bubble. For me...
SECURE ACT 2.0
“Secure Act 2.0 passed in the house of representatives this week. Read here about some of the key items included in this retirement bill.”
Remember the IRA Contribution Deadline
“Remember that you have until tax time to make IRA contributions for the 2021 tax year! Have you made your contribution yet?”
Is There as Much Pain at the Pump As we Think?
Blog“Is There as Much Pain at the Pump As we Think?" Drivers are squirming as gas prices blast through levels last seen during the oil crunch of 2008. In July of 2008, U.S. oil prices hit $145 per barrel and gas prices peaked at $4.16, according to government...
Don’t Sell Hope Short “
“Markets have been rattled and investors are justifiably concerned about what to do next. This is a great reminder that hope and patience have always rewarded investors in the past and are likely to do so again in the future.”
Caring for Aging Parents
“What difficulties or learnings do you have from caring for aging parents?”
Diversification Isn’t Always Fun
“Diversification Isn’t always fun but can be so helpful in volatile markets like we’ve been experiencing lately!”
Where is Your Attention?
“So many things are vying for our attention. What is one area you hope to have better focus and attention on in 2022?”
Mortgage Rates and Offer Prices
“Increasing interest rates are expected to cool the housing market. It may be worth considering your desired monthly payment amount vs. your desired purchase price in this changing environment!”
“Consistency is Attractive”
“It is now more critical than ever to remain consistent and focused on the long-term rather than getting caught up in the crowd of voices in the media asking us to be worried about the short-term”
The RMD Surprise for Retirees
“It’s important to know how Required Minimum Distributions will impact you in Retirement. Read these tips to ensure you are prepared!”
Obtaining the CFP® Designation
With only 15% of registered representatives being Certified Financial Planners ™, it’s important to ensure the qualifications of the financial advisor you decide to engage!
Setting Sights on 2022
“It’s time to set our sights on 2022 and the year ahead! What is a financial goal you are looking to accomplish in 2022?”
Van Gelder Financial
Curious to know more?
We offer a free 30 minute introductory call for those interested in becoming clients with Van Gelder Financial. During this call we will ask a lot of questions and answer any that you may have to ensure there is a match.