Behavioral Finance

Robo Advisor vs. Financial Advisor

Robo Advisor vs. Financial Advisor

Blog“Robo Advisor vs. Financial Advisor" There has been a lot of debate, especially over the last 10 years, about the “value” that a real-life financial advisor brings to a client.  During this time, the massive growth of rob-advisors such as Betterment, Ally,...

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Consistency Revisited

Consistency Revisited

Blog“Consistency Revisited" Almost a year ago, we put out a post titled, “Consistency is Attractive.”  With everything going on right now, we felt it was a timely reminder that being consistent, not only with our finances, can be a great source of strength in times of...

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Determining Life Insurance Needs

Determining Life Insurance Needs

“Determining Life Insurance Needs" Life insurance is not a one size fits all game. Factors around someone’s stage in life, their financial commitments, and their current available resources all contribute to the answer.  If you are wondering what type of life...

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Financial Tips for Newlyweds

Financial Tips for Newlyweds

“Financial Tips for Newlyweds" Discussing finances is hardly a romantic idea for newly married couples but it is essential for any serious relationship.  So many couples stick with their own individual way of managing money, which may or may not mesh with how their...

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Showing Your Money Love on Valentine’s Day

Showing Your Money Love on Valentine’s Day

“Showing your Money Love on Valentine's Day" I know what you’re thinking: “What a romantic topic for Valentine’s Day!”  However, there is good reason to talk about finances on a day normally dedicated to romance and that’s because money matters are one of the main...

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Client Headlines NOT News Headlines

Client Headlines NOT News Headlines

“Client Headlines NOT News Headlines" We recently met with a fund manager who has over 25 years’ experience in the industry and we asked him what his outlook was for 2020.  He proceeded to rattle off a number of global factors that could impact markets and the economy...

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Setting Financial Goals for 2020

Setting Financial Goals for 2020

“Setting Financial Goals for 2020" The thought of new year’s resolutions makes some people cringe.  I don’t think that resolutions are inherently bad, but I have found that they tend to be hopeful statements of achievement rather than clearly defined written down...

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2010’s, A Decade in Review

2010’s, A Decade in Review

“2010's, A Decade in Review" As the 2010’s decade draws to a close we thought it important to pause and take a look back at how the financial landscape has changed from 2010 through 2019.  Remember how bleak things looked in 2010 as investors had just come off the...

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Year End Financial Considerations

Year End Financial Considerations

“Year End Financial Considerations" It’s crazy to think we are 3 weeks from the end of 2019 but that is reality.  Amidst the Thanksgiving hangover, staying focused at work, and getting Christmas shopping completed, it can be easy to let other areas of your life take a...

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3 Weeks of Thankfulness: Week 3

3 Weeks of Thankfulness: Week 3

“3 Weeks of Thankfulness - Week 3" If you follow along with our blog on a weekly basis you will know that we have been focusing on the idea of Thankfulness and how it can impact our financial situation.  If you haven’t had a chance to follow along, then check out week...

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3 Weeks of Thankfulness: Week 2

3 Weeks of Thankfulness: Week 2

“3 Weeks of Thankfulness - Week 2" We are in week 2 of our 3-week series on Thankfulness as we lead into the Thanksgiving holiday.  If you recall in Week 1 we focused on how thankfulness can produce patience, which is a great trait when it comes to our personal...

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3 Weeks of Thankfulness; Week 1

3 Weeks of Thankfulness; Week 1

“3 Weeks of Thankfulness - Week 1" As we approach the Thanksgiving holiday in the USA, what better way to lead into it than to talk about thankfulness and personal finance!  If that doesn’t get your engine revving, then I don’t know what will.  Ok, so maybe there is a...

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How is my Credit Score Calculated?

How is my Credit Score Calculated?

“How is my Credit Score Calculated?"Many people live and die by their credit score and do everything humanly possible to improve it.  Others take a more passive approach and just try to ensure they pay off their credit card every month and trust...

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You are that Person

You are that Person

“You are that Person"Several years ago, I was walking near Times Square in New York City. As I walked down the street, I noticed an older man standing on the corner. He was well dressed, suit and tie, long coat, and holding a brown paper bag. As...

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A Week in Atlanta, GA on a $57,000 Salary

A Week in Atlanta, GA on a $57,000 Salary

“A Week in Atlanta, GA on a $57,000 Salary"I’ve been interested in personal finance blogs and money diaries for some time now, but I find what Refinery29 does particularly insightful and helpful.  On a consistent basis, their readership...

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The Intersection of Minimalism and Finance

The Intersection of Minimalism and Finance

“The Intersection of Minimalism and Finance"The idea of minimalism seems to have gained momentum over the past decade.  From personal experience, I can say it has been a rewarding and interesting journey for our family and I can see why the...

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Your Goals > Stock Market Movements

Your Goals > Stock Market Movements

“Your Goals > Stock Market Movements"Let’s face it, the stock market can be a very scary place.  Even if the market is moving up, there seems to be constant headlines about when our next recession will be or what events will lead to a “major...

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Consistency is Attractive

Consistency is Attractive

“Consistency is Attractive"In the age of social media, it’s so easy to get caught up in what the latest trends are and then jump around to ensure your life is oriented towards those trends.  Older generations can claim that it is a “millennial”...

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Your Future Deserves the Best of Your Present Self

Your Future Deserves the Best of Your Present Self

“Your Future Deserves the Best of your Present Self"Your future (and the future of your loved ones around you) deserves the absolute best of your “present self”.  This video clip (click on the title of the blog post above!), while nothing to do...

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I’m New to Atlanta and need my Finances in Order!

I’m New to Atlanta and need my Finances in Order!

“I'm New to Atlanta and need my Finances in Order!"Moving to a new city is never an easy task.  For one, you give up what was familiar and known about your previous home, and secondly you encounter many new challenges and obstacles (especially...

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Work Optional

Work Optional

“Work Optional"For many people “retirement” has always been their goal.  They dream of completing their working career and then relaxing on vacations or doing nothing just because they can.  For me, retirement means being done with mandatory...

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It’s Never Too Late

It’s Never Too Late

“It's Never Too Late"With everything that jockeys for our attention, it’s understandably easy to put financial goals and aspirations on the back burner.  After doing this for several months or even years, it’s also easy to feel defeated and that...

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Welcome

Welcome

“Welcome" As the very first weekly financial thought post, I’d like to welcome you as readers, clients, friends, and potential future friends.  Our goal for these weekly posts is to provide knowledge, insight, and motivation to our readers on...

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Van Gelder Financial

150 Whitestone Court

Johns Creek, GA 30097

Phone: 678-587-5880 |  800-257-1294

Email Ray

2897 North Druid Hills Road, Suite #196

Atlanta, GA 30329

Phone: 470-736-8931

Email Tony

Curious to know more?

We offer a free 30 minute introductory call for those interested in becoming clients with Van Gelder Financial.  During this call we will ask a lot of questions and answer any that you may have to ensure there is a match.

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