Blog
“Investing Lessons from 2020”
Blog "Investing Lessons from 2020" Most of us want to leave 2020 behind (myself included), as it was a year filled with difficulty and heartache for many. However, the year was filled with investing lessons that I think are worth noting for years to come. I...
“Should You Buy at an All Time High?”
Blog “Should You Buy at an All Time High?” Following the sharp market declines in early 2020 due to COVID, the stock market has been on quite a tear. The S&P 500 actually finished 2020 up over 16% and is currently up approximately 3.5% already for 2021. With many...
“The Stock Market is Fascinating Right Now”
Blog “The Stock Market is Fascinating Right Now" These stories were recently published by Yahoo Finance. The stock market is a very interesting place right now. Valuations are quaint. Great earnings aren’t being rewarded by investors. Companies doing poorly...
Show Your Money some Love this Valentine’s Day
Blog“Show your Money some Love this Valentine's Day" I know what you’re thinking: “What a romantic topic for Valentine’s Day!” However, there is good reason to talk about finances on a day normally dedicated to romance and that’s because money matters are one...
Should I Use Retirement Savings to Pay Off the Mortgage?
Blog“Should I Use Retirement Savings to Pay Off the Mortgage?" Beginning retirement with no debt might sound appealing. After all, you’re on a fixed income, and it’s not unlikely that you’ll go back to work and start earning an income in your final years of...
A National Study of Millionaires
Blog“A National Study of Millionaires" Over the past several years, the single largest study of millionaires has taken place through Dave Ramsey’s team over at Ramsey Solutions. In their study, they surveyed over 10,000 millionaires and compiled some key...
Two Very Different Economic Stories
Blog“Two Very Different Economic Stories" There are two economic stories that seem to be currently flying under the radar. With an inundation of news and media outlets it’s hard to believe anything would fly under the radar, but I certainly haven’t heard much...
Starting Children’s Retirement – Revisited
Blog“Starting Children's Retirement - Revisited" In August of last year, we wrote a post titled “Setting Your Children Up for Retirement” which you can find here. In this article, we wanted to dive in deeper to this concept of a Custodial IRA (sometimes called...
Setting Financial Goals for 2021
Blog“Setting Financial Goals for 2021" The thought of new year’s resolutions makes some people cringe. Imagine what our 2020 goals looked like in January of last year compared to what actually happened. While we may not have as crazy of a year in 2021, having...
The Great Transfer of Wealth
Blog“The Great Transfer of Wealth" More than 10,000 baby boomers are turning 65 every day and that is expected to continue until 2030. Over the coming decades, trillions of dollars of wealth will pass from baby boomer parents to their heirs, with some...
Reasons to be Optimistic about 2021
Blog“Reasons to be Optimistic about 2021" I think everyone is ready to be done with 2020. Have there been silver linings and things to be grateful for in 2020? Yes! However, for many families, 2020 was filled with economic hardship, time without close family...
Innovation is not a USA Only Story
Blog“Innovation is not a USA Only Story" With incredible growth stock performance across many US companies over the past few years, it could be easy to assume that America is the best place to invest for future growth. However, if you were under the impression that...
Revisiting Thankfulness
Blog“Revisiting Thankfulness" In 2019, we highlighted the topic of Thankfulness leading into the Thanksgiving holiday. Most of you will be reading this the day after enjoying your Thanksgiving turkey, but I still think there is value in revisiting some of the...
SECURE Act 2.0 – What it Means
Blog“SECURE Act 2.0 - What it Means" In December 2019 Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act. This was a bi-partisan bill designed to help Americans’ in preparation for their retirement years. Some of the...
Managing the Initial Years of Retirement
Blog“Managing the Initial Years of Retirement" The conventional view of retirement is changing. Certainly, the age at which we retire, what we do during retirement years, and even how long retirement generally lasts look different than assumptions we made 15...
Your Goals > Market Movements
Blog“Your Goals > Stock Market Movements" Given all of the uncertainty surrounding this election week, I thought it was an important reminder that our personal (and long-term) financial goals are more important than short term stock movements. The below is...
The Insecurity Around Social Security
Blog“The Insecurity Around Social Security" Fires, viruses, civil unrest; will 2020 ever end? With only two months left in the year coronavirus has officially claimed another victim: Social Security. Due to the economic impact of Covid-19, the Social Security...
How is my Credit Score Calculated?
Blog“How is my Credit Score Calculated?" Many people live and die by their credit score and do everything humanly possible to improve it. Others take a more passive approach by ensuring they pay off their credit card every month and trust they will be viewed...
Don’t Live with Election Fear
Blog“Don't Live with Election Fear" It seems to be all we hear about anymore. What will November 3rd, 2020 produce for the next president of the United States? Truthfully, with the amount of mail in ballots expected in this election, we may not know on November 3rd,...
Thinking of Success
Blog“Thinking of Success" One of the leaders in our RIA firm (Cambridge) posted on the idea of Success. I wanted to share these thoughts with you this week. Success is not a miracle. Nor is it a matter of luck. Everything happens for a reason, good or...
A Simple Budgeting Alternative
Blog “A Simple Budgeting Alternative" I’m not sure I’ve ever met a client who genuinely got excited about the idea of creating and following a budget. I think for so many people, a budget feels restricting and cumbersome to keep up with. But, have you ever wondered...
Themes for the Next Decade
Blog “Investment Themes for the Next Decade" Let’s face it, 2020 has been a difficult year for so many. Whether it was the Australian wildfires, the killer hornets, the California fires, or the COVID pandemic, we have had our fair share of tumultuous events. From...
Geographic Arbitrage – A Trend with Momentum
Blog “Geographic Arbitrage - A Trend with Momentum" Geographic Arbitrage (AKA geo-arbitrage) in its simplest format is when someone takes advantage of differences in cost of living between two geographic locations. The concept is not something new or...
Financially Preparing for a Child
Blog “Financially Preparing for a Child" Having a baby is one of the most exciting times in a couple’s life. Leading up to the birth, you read books, listen to podcasts, and put up with all of your friends and relatives giving you their random pieces of advice...
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