“Getting financially organized might not be easy, but most things worth doing aren’t easy!”
: “Recessions are painful. It’s important to keep emotions in check and stay consistent in the midst of all the news coming our way”
“Interest rate increases are starting to reverse trends that took hold during the Pandemic”
Blog"Your Goals > Stock Market Movements" For those who’ve been reading our weekly articles for some time, you might recognize the title. We have re-visited the idea that your personal goals should hold a greater weight than what is happening in the stock...
“This will never happen to me!” Don’t let that be the case when it comes to thinking about disability insurance.
“Do you lean more towards frugality or extravagance when it comes to your finances?”
Blog “Does it Matter When Booms and Busts Happen?” For my grandparents it was the Great Depression and then an economic boom from the second World War. For my parents it was the savings and loan crisis and the subsequent tech growth and dot-com bubble. For me...
“Secure Act 2.0 passed in the house of representatives this week. Read here about some of the key items included in this retirement bill.”
“Remember that you have until tax time to make IRA contributions for the 2021 tax year! Have you made your contribution yet?”
Blog“Is There as Much Pain at the Pump As we Think?" Drivers are squirming as gas prices blast through levels last seen during the oil crunch of 2008. In July of 2008, U.S. oil prices hit $145 per barrel and gas prices peaked at $4.16, according to government...
“Markets have been rattled and investors are justifiably concerned about what to do next. This is a great reminder that hope and patience have always rewarded investors in the past and are likely to do so again in the future.”
“What difficulties or learnings do you have from caring for aging parents?”
“Diversification Isn’t always fun but can be so helpful in volatile markets like we’ve been experiencing lately!”
“So many things are vying for our attention. What is one area you hope to have better focus and attention on in 2022?”
“Increasing interest rates are expected to cool the housing market. It may be worth considering your desired monthly payment amount vs. your desired purchase price in this changing environment!”
“It is now more critical than ever to remain consistent and focused on the long-term rather than getting caught up in the crowd of voices in the media asking us to be worried about the short-term”
“It’s important to know how Required Minimum Distributions will impact you in Retirement. Read these tips to ensure you are prepared!”
With only 15% of registered representatives being Certified Financial Planners ™, it’s important to ensure the qualifications of the financial advisor you decide to engage!
“It’s time to set our sights on 2022 and the year ahead! What is a financial goal you are looking to accomplish in 2022?”
“2021 was a VERY interesting year when it comes to markets. What is one way you saw fear and greed play out during this past year?”
“Recent market jitters can cause many people to feel like the answer is to change something about their investments. We recommend re-focusing on the long-term and remaining invested along the way. What are some long-term goals you are working towards?”
BlogYour New 2022 Tax Rates & More The Internal Revenue Service recently announced their annual inflation adjustments for the tax year 2022. Higher recent inflation means that some of these numbers are up by a greater degree compared to recent years. However,...
Blog“The $1.2 Trillion Infrastructure Package" On Friday, November 5th Congress passed a $1.2 Trillion infrastructure package (228-206 vote) as part of president Biden’s economic agenda. This particular bill has had many back and forth changes between the...
Blog“What to Consider before Investing in Cryptocurrency” Given the increase of recent news around Cryptocurrency in the market, I thought it was valuable to re-visit an article we published in May of this year. It’s important to keep grounded and ask yourself some...
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We offer a free 30 minute introductory call for those interested in becoming clients with Van Gelder Financial. During this call we will ask a lot of questions and answer any that you may have to ensure there is a match.