Investing

Robo Advisor vs. Financial Advisor

Robo Advisor vs. Financial Advisor

Blog“Robo Advisor vs. Financial Advisor" There has been a lot of debate, especially over the last 10 years, about the “value” that a real-life financial advisor brings to a client.  During this time, the massive growth of rob-advisors such as Betterment, Ally,...

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A Checklist a Decade Away from Retirement

A Checklist a Decade Away from Retirement

Blog“A Checklist a Decade Away from Retirement" For many individuals, saving for retirement is not high on their priority list until those years begin to come into focus.  As you begin the count down to retirement, the pressure can mount, and nerves can start to set...

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Why Is the Stock Market Going Up?

Why Is the Stock Market Going Up?

Blog“Why is the Stock Market Going Up?" Despite record unemployment levels and economic uncertainty that we haven’t seen since 2008, the stock market continues to rally from it’s lows in late March.  From January 1st, 2020 to March 23rd, 2020 the S&P 500 index was...

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Realities of Recessions

Realities of Recessions

Blog“Realities of Recessions”   With everything going on we have heard the term “recession” get thrown around a lot over the past couple of months.  So, what exactly is a recession and how do we determine if we are in one?  Historically, the definition of a recession...

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Is Now the Time for Individual Stocks?

Is Now the Time for Individual Stocks?

Blog“Is Now the Time for Individual Stocks?" As people across the globe are being told to stay put in their homes, it’s not surprising to see some companies suffering more than others. Our normal routines are turned upside down, and so are our normal consumer spending...

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Benefits of Buying Into the Market Over Time

Benefits of Buying Into the Market Over Time

“Benefits of Buying Into the Market Over Time" I’ve received several questions over the past month about where the “bottom” of the stock market is and when is the right time to buy back in?  While I appreciate that these people have sought out my advice, the reality...

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Making Sense of Market Volatility

Making Sense of Market Volatility

“Making Sense of Market Volatility" No doubt most of you would have seen the headlines the past couple of weeks as markets rose and fell quite dramatically.  While we agree there will be financial impacts felt by the global economy, we can’t help but think that...

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What to Make of the Corona Virus Impact

What to Make of the Corona Virus Impact

“What to Make of the Corona Virus Impact" We’ve all seen the news recently as cases of COVID-19 (AKA Corona Virus) have increased not only across China, but also spread into countries such as Italy, Iran, and South Korea.  What should we make of this outbreak and the...

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Showing Your Money Love on Valentine’s Day

Showing Your Money Love on Valentine’s Day

“Showing your Money Love on Valentine's Day" I know what you’re thinking: “What a romantic topic for Valentine’s Day!”  However, there is good reason to talk about finances on a day normally dedicated to romance and that’s because money matters are one of the main...

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Best Advice Received by Financial Advisors

Best Advice Received by Financial Advisors

“Best Advice Received by Financial Advisors" As financial advisors and/or wealth managers we tend to focus the attention on providing advice and guidance to our clients without have the spotlight ever turned back on us.  Much like a doctor or physician, when we have...

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Term Life or Whole Life Insurance

Term Life or Whole Life Insurance

“Term Life or Whole Life Insurance" When it comes to life insurance, most people know they should have something in place, but get confused with all of the different options in front of them.  Life insurance? Eh, we will think about that once we hit that certain age....

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9 Simple Tips for Financial Success

9 Simple Tips for Financial Success

“9 Simple Tips for Financial Success" Having success with finances doesn’t have to be complicated or chalked up to some mystery that only ultra-wealthy individuals know.  Success also isn’t necessarily about being smarter or working harder than everyone else.  Most of...

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The Importance of Zero-Based Budgeting

The Importance of Zero-Based Budgeting

“The Importance of Zero-Based Budgeting" Budgeting isn’t the most exciting topic, but it is the nuts and bolts of someone’s financial picture and is a snapshot into what they value when it comes to money.  While saving and investing are important parts of someone’s...

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2010’s, A Decade in Review

2010’s, A Decade in Review

“2010's, A Decade in Review" As the 2010’s decade draws to a close we thought it important to pause and take a look back at how the financial landscape has changed from 2010 through 2019.  Remember how bleak things looked in 2010 as investors had just come off the...

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Does It Matter When Booms and Busts Occur?

Does It Matter When Booms and Busts Occur?

“Does it Matter when Booms and Busts Occur?"For my grandparents it was the Great Depression and then an economic boom from the second World War.  For my parents it was the savings and loan crisis and the subsequent tech growth and dot-com...

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Uncertainty is the Only Certainty

Uncertainty is the Only Certainty

“Uncertainty is the Only Certainty"If you keep up with the news on a daily basis, it’s hard not to notice the constant fluctuation and turmoil on a geopolitical and financial front.  Whether it is escalating trade tensions, Brexit, decreasing...

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Whatever You Do, Talk to Someone

Whatever You Do, Talk to Someone

“Whatever You Do, Talk to Someone"In an April 2019 study conducted by TransAmerica Center for Retirement Studies, the comfort level of retirement conversations across three generations was surveyed.  What was found is that retirement is a family...

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The Rise of Coffee Shaming for Millennials

The Rise of Coffee Shaming for Millennials

“The Rise of Coffee Shaming for Millennials"Frankly, as a millennial myself, I’m tired of hearing about how our $5 coffees are the sole culprit that is putting us behind the eight ball for purchasing a home, saving for our kids college, or being...

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Your Goals > Stock Market Movements

Your Goals > Stock Market Movements

“Your Goals > Stock Market Movements"Let’s face it, the stock market can be a very scary place.  Even if the market is moving up, there seems to be constant headlines about when our next recession will be or what events will lead to a “major...

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Robo Advisor vs. Financial Advisor

Robo Advisor vs. Financial Advisor

“Robo Advisor vs. Financial Advisor"There has been a lot of debate, especially over the last 10 years of a bull market, about the real “value” that a real-life financial advisor brings to a client.  During this time, the massive growth of robo...

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Millionaire Status…What Does it Mean in 2019?

Millionaire Status…What Does it Mean in 2019?

“Millionaire Status...What Does it Mean in 2019?"Let’s be very clear, one million dollars is a LOT of money.  Whether it is 1980, 2000, or 2019 the $1 Million mark in net worth has been the hallmark of whether or not you have “arrived” in life. ...

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Roth IRA or Traditional IRA…Which is Best?

Roth IRA or Traditional IRA…Which is Best?

“Roth IRA or Traditional IRA...Which is Best?"The two main types of Individual Retirement Accounts (IRA’s) that you can invest in are a traditional IRA or a Roth IRA.  The main difference between the two accounts is how and when your money is...

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What is an HSA and How is it Triple Tax Free?

What is an HSA and How is it Triple Tax Free?

“What is an HSA and How is it Triple Tax Free?"Since their inception in 2004, the interest in Health Savings Accounts (HSA’s) has surged and estimates now show roughly 25 million HSA accounts exist across the United States.  However, even with...

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It’s Never Too Late

It’s Never Too Late

“It's Never Too Late"With everything that jockeys for our attention, it’s understandably easy to put financial goals and aspirations on the back burner.  After doing this for several months or even years, it’s also easy to feel defeated and that...

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Van Gelder Financial

150 Whitestone Court

Johns Creek, GA 30097

Phone: 678-587-5880 |  800-257-1294

Email Ray

2897 North Druid Hills Road, Suite #196

Atlanta, GA 30329

Phone: 470-736-8931

Email Tony

Curious to know more?

We offer a free 30 minute introductory call for those interested in becoming clients with Van Gelder Financial.  During this call we will ask a lot of questions and answer any that you may have to ensure there is a match.

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