Retirement

Obtaining the CFP® Designation

Obtaining the CFP® Designation

With only 15% of registered representatives being Certified Financial Planners ™, it’s important to ensure the qualifications of the financial advisor you decide to engage!

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Relax and Focus on Long-Term

Relax and Focus on Long-Term

“Recent market jitters can cause many people to feel like the answer is to change something about their investments. We recommend re-focusing on the long-term and remaining invested along the way. What are some long-term goals you are working towards?”

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‘Your New 2022 Tax Rates & More’

‘Your New 2022 Tax Rates & More’

BlogYour New 2022 Tax Rates & More   The Internal Revenue Service recently announced their annual inflation adjustments for the tax year 2022. Higher recent inflation means that some of these numbers are up by a greater degree compared to recent years. However,...

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Avoiding Some Common Retirement Pitfalls

Avoiding Some Common Retirement Pitfalls

Blog“Avoiding Some Common Retirement Pitfalls"   There's no such thing as one-size-fits-all retirement planning and planning the perfect retirement may be a pipe dream.  For many folks, their view of what retirement will look like tends to change after the first...

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‘5 Overlooked Facts About IRA’s’

‘5 Overlooked Facts About IRA’s’

Blog“5 Overlooked Facts About IRA’s"   IRAs have been around since 1974. And yet after nearly 50 years, there’s plenty that the 47.9 million households that use IRAs to save for retirement still get wrong about these retirement accounts.  A recent article on...

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‘The Current State of Social Security’

‘The Current State of Social Security’

Blog"The Current State of Social Security"   It’s obvious, the last 12 to 18 months has been tough and we’ve seen firsthand effects of how the pandemic has impacted the economy and our everyday lives.  A question that maybe some of us have started to ask is, “How...

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“Most Americans are Unprepared for Retirement”

“Most Americans are Unprepared for Retirement”

Blog “Most Americans are Unprepared for Retirement”   Perhaps this type of headline gets old, but the unfortunate reality is that it’s true!  Based on research recently completed by the CFP Board, roughly 26% of Americans delay retirement savings until their...

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Managing the Initial Years of Retirement

Managing the Initial Years of Retirement

Blog Managing the Initial Years of Retirement   The conventional view of retirement is changing.  Certainly, the age at which we retire, what we do during retirement years, and even how long retirement generally lasts look different than assumptions we made 15 years...

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‘ Putting your House in a Trust ‘

‘ Putting your House in a Trust ‘

Blog “Putting your House in a Trust"   Trusts aren't just for the uber-wealthy. Anyone with financial or physical assets may consider setting one up to make life a little bit easier for those you leave behind when you die.  When you establish a trust, you...

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How is Social Security Taxed?

How is Social Security Taxed?

Blog “How is Social Security Taxed?"   For some, it’s surprising to learn that social security benefits are taxable.  After all, it’s a system that has taken tax out of your paycheck for so many years, it can be eye opening to learn that the benefits from that...

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“Tips for Lowering Taxes in Retirement”

“Tips for Lowering Taxes in Retirement”

Blog “Tips for Lowering Taxes in Retirement” So many financial articles talk about the importance of saving for retirement and how much money you should have saved to retire comfortably.  While that is certainly an important topic, considering how these savings will...

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“Estate Planning and Your Financial Legacy”

“Estate Planning and Your Financial Legacy”

Blog “Estate Planning and Your Financial Legacy”     Estate planning can be a daunting and complex concept, but it doesn’t need to be.  This week, we highlight a post from Scott Monk over at Charis Legacy Partners as he breaks down the basic concepts within...

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“7 Important Ages for Retirement Planning”

“7 Important Ages for Retirement Planning”

Blog “7 Important Ages for Retirement Planning"   The amount of decisions and timeframes that arrive at your doorstep as you head into retirement can be overwhelming.  It’s hard to keep track of what age you become eligible for Medicare vs. when you can take...

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“Important Tax Concepts for Retirement”

“Important Tax Concepts for Retirement”

Blog “Important Tax Concepts for Retirement”       Tax planning strategies are an essential component to maximizing retirement income. The more income you have in retirement, the more you get to spend or pass down to your heirs.  While you might not be making a...

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“Preparing for the Non-Financial Side of Retirement”

“Preparing for the Non-Financial Side of Retirement”

Blog   “Preparing for the Non-Financial Side of Retirement"   Retirement is something to look forward to.  It can be an extremely rewarding period of life when you’re able to give back, build into the next generation, and have some fun along the way.  However,...

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“Increasing Retirement Success with Small Tweaks”

“Increasing Retirement Success with Small Tweaks”

Blog “Increasing Retirement Success with Small Tweaks”   We first published this article in May of 2020, but the reality is that the core topics remain particularly relevant.  This past year has seen many people forced into retirement or making decisions on early...

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“Creating a Retirement Paycheck”

“Creating a Retirement Paycheck”

Blog “Creating a Retirement Paycheck” For many, transitioning from work to retirement is learning to live without a steady paycheck.  This can be challenging as expenses continue even after you stop working. Many of us would like to create a reliable income stream in...

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“Who Owns Stocks in the United States?”

“Who Owns Stocks in the United States?”

Blog “Who Owns Stocks in the United States?”    I recently read an interesting article by Ben Carlson over at his blog “A Wealth of Common Sense”.  The article he wrote dives into who actually owns stocks in the United States and how that has changed over the...

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“Making up Lost Ground Saving for Retirement”

“Making up Lost Ground Saving for Retirement”

Blog “Making up Lost Ground Saving for Retirement"   There can be many reasons older Americans are financially ill-prepared for retirement.  Some people don’t make enough money to set aside for their later years. Others have bad luck in their career, poor...

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Should I Use Retirement Savings to Pay Off the Mortgage?

Should I Use Retirement Savings to Pay Off the Mortgage?

Blog“Should I Use Retirement Savings to Pay Off the Mortgage?"   Beginning retirement with no debt might sound appealing. After all, you’re on a fixed income, and it’s not unlikely that you’ll go back to work and start earning an income in your final years of...

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Starting Children’s Retirement – Revisited

Starting Children’s Retirement – Revisited

Blog“Starting Children's Retirement - Revisited"   In August of last year, we wrote a post titled “Setting Your Children Up for Retirement” which you can find here.  In this article, we wanted to dive in deeper to this concept of a Custodial IRA (sometimes called...

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The Great Transfer of Wealth

The Great Transfer of Wealth

Blog“The Great Transfer of Wealth"   More than 10,000 baby boomers are turning 65 every day and that is expected to continue until 2030.  Over the coming decades, trillions of dollars of wealth will pass from baby boomer parents to their heirs, with some...

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SECURE Act 2.0 – What it Means

SECURE Act 2.0 – What it Means

Blog“SECURE Act 2.0 - What it Means"   In December 2019 Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act.  This was a bi-partisan bill designed to help Americans’ in preparation for their retirement years.  Some of the...

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Managing the Initial Years of Retirement

Managing the Initial Years of Retirement

Blog“Managing the Initial Years of Retirement"   The conventional view of retirement is changing.  Certainly, the age at which we retire, what we do during retirement years, and even how long retirement generally lasts look different than assumptions we made 15...

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