Retirement

“What the SECURE Act  Means for My Retirement" If you are still following the end-of-year political activity in Washington, you may know that Congress is voting on a spending bill to avoid yet another government shutdown.  The House has already passed the bill and the...

“A Checklist as you Approach Retirement"Retirement Planning can be a tricky and complex landscape.  As you close in on retirement it’s vitally important that you have your “ducks in a row” and do everything you can to ensure you are set up for...

“Roth IRA Conversions for High-Income Earners"Firstly, I’m amazed we are already in November!  It seems like 2019 just started, but alas we are only 2 months away from entering an entirely new decade.  As we think about how quickly time flies,...

“GE's Pension Freeze Highlights the Need for Financial Planning" This past week, GE announced that it is freezing pensions for 20,000 employees with salaried benefits in attempts to reduce its pension deficit which is already $8 Billion!...

“Retirement Survey Across Generations"The definition of retirement is changing.  Baby Boomers are starting a new trend that says retirement might not mean sitting around and doing nothing.  In fact, for most, it is an opportunity to simply have...

“New Under-The-Radar Retirement Account"For years, the term “Roth” was held just for Individual Retirement Accounts (IRA’s).  However, the 401K and Roth IRA have birthed a beautiful child called the “Roth 401K” that a lot of companies are...

“What to Expect from Healthcare in Retirement"Many people decide if they are on track for retirement based on how much they expect to spend each year once they retire.  For some people, this will work.  However, for the majority of Americans who...

“Most Americans are Unprepared for Retirement"Perhaps this type of headline gets old, but the unfortunate reality is that it’s true!  Based on research recently completed by the CFP Board, roughly 26% of Americans delay retirement savings until...