Blog

Why the Stock Market Isn’t a Casino

Why the Stock Market Isn’t a Casino

Blog “Why the Stock Market Isn’t a Casino"   I’ve heard people say before that the stock market is simply organized gambling and while I understand the sentiment I would have to disagree especially when you take into account the time it takes for a bet to play...

read more
Is Social Security Really Going Bankrupt?

Is Social Security Really Going Bankrupt?

Blog“Is Social Security Really Going Bankrupt?" Unless you’re living under a rock, you’ve heard some version of the statement that social security is running out of money and that we shouldn’t be counting on it for future retirement income.  While there are certainly...

read more
Can you Save Too Much in a Health Savings Account?

Can you Save Too Much in a Health Savings Account?

BlogCan you Save Too Much in a Health Savings Account?     Health Savings Accounts are not spoken about nearly as much as they should be.  For individuals and families currently enrolled in a High Deductible Health Plan, the HSA is an incredibly tax...

read more
Year-end Tax Planning

Year-end Tax Planning

Blog “Year-end Tax Planning" As the calendar year winds down, it's the perfect time to think about your finances and make strategic moves to reduce your tax bill. Here are some straightforward year-end tax planning ideas that many should consider well before December...

read more
“House Rich but Cash Poor”

“House Rich but Cash Poor”

Blog“House Rich but Cash Poor" If you are like many other Americans who have owned a house over the past ten years, you’ve seen very nice appreciation and therefore equity build-up in your home.  While this shows up on a Net Worth statement, it oftentimes doesn’t lead...

read more
“Avoiding Common Retirement Pitfalls“

“Avoiding Common Retirement Pitfalls“

Blog“Avoiding Common Retirement Pitfalls" There's no such thing as one-size-fits-all retirement planning and planning the perfect retirement may be a pipe dream.  For many folks, their view of what retirement will look like tends to change after the first few months...

read more
“How Much is Enough?”

“How Much is Enough?”

Blog“How Much is Enough?"   This question is always relative.  How we answered this question in our 20’s might be very different to how we answer in our 40’s, 50’s or beyond.  Additionally, who we hang around and compare ourselves to (dangerous!) also plays a big...

read more
“America’s Problems are Relative”

“America’s Problems are Relative”

Blog “America’s Problems are Relative”   Not many people would argue with you if you said that America is a great place to live but also has many problems.  Whether it’s our national debt, inflation, interest rates, or political division, it can be easy to assume that...

read more
“In Good Years the Market Still Goes Down”

“In Good Years the Market Still Goes Down”

Blog“In Good Years the Market Still Goes Down"     It’s a simple thought, but I really enjoyed this article from Ben Carlson over at A Wealth of Common Sense.  I hope you enjoy it too: The S&P 500 is up just shy of 17% so far in 2023. Maybe these gains...

read more
“Yield Curve Inversion”

“Yield Curve Inversion”

Blog"Yield Curve Inversion"   If you loan (not gift) someone money for 2 years, you would expect to get your money back plus some level of interest since they held your money for 2 years.  If you decided to loan that same money to someone for 10 years you would...

read more
“Good and Bad News About the Economy”

“Good and Bad News About the Economy”

Blog “Good and Bad News About the Economy"   It is hard to decide which voices you listen and ultimately which voices guide your line of thinking and decision making.  I thought this recent article from Ben Carlson at a Wealth of Common Sense did a great job...

read more
“The Increase in Americans Retiring Overseas”

“The Increase in Americans Retiring Overseas”

Blog“The Increase in Americans Retiring Overseas”     America can be an expensive place.  Having personally lived overseas, it’s not to say that other areas are always cheaper, but the reality is that more and more Americans are finding retirement locations...

read more
“How Americans Save, Spend and Invest”

“How Americans Save, Spend and Invest”

Blog    "How Americans Save, Spend and Invest"   Ever since the pandemic hit us in early 2020, something that has been very interesting to watch is how Americans save, spend, and invest their money.  While during COVID lockdowns, our spending choices looked...

read more
Should we be Bullish for the 2nd Half of 2023?

Should we be Bullish for the 2nd Half of 2023?

It’s safe to say that with all the talk of a pending recession coming into 2023, the first half of the year has been more favorable than expected for stockholders.  The S&P 500 is up around 20% from its lows in October 2022.  This has been nice to see but is...

read more
“Quoting and Comparing Home and Auto Insurance”

“Quoting and Comparing Home and Auto Insurance”

Blog       Quoting and Comparing Home and Auto Insurance   Many of you may not know, but May was national insurance planning month and while insurance isn’t the most exciting of topics, it is usually a place that monthly or annual savings can be found with a little...

read more
“Debt Ceiling Showdown”

“Debt Ceiling Showdown”

Blog  “Debt Ceiling Showdown"   I thought this recent article from Capital Group did a good job summarizing the debt ceiling issues and what, if anything, investors should be doing as a result.  Unfortunately, the reality is that we’ve been here before in 2011...

read more
Getting Financially Organized

Getting Financially Organized

Blog“Getting Financially Organized”   Getting organized and staying disciplined can be difficult with any area of life.  Sometimes when results can be visibly seen it can be a motivator (think staying fit or keeping your house clean).  However, when it comes to...

read more
“Is Cash King Yet Again?”

“Is Cash King Yet Again?”

Blog“Is Cash King Yet Again?”   The rapid and parabolic rise of interest rates throughout 2022 and into 2023 has meant that there are finally alternatives to investing only into high growth stocks.  For so much of the bull run in 2020 and 2021, the alternatives...

read more
“Uncertainty is the Only Certainty”

“Uncertainty is the Only Certainty”

Blog“Uncertainty is the Only Certainty" If you keep up with the news on a daily basis, it’s hard not to notice the constant fluctuation and turmoil on a geopolitical and financial front.  Whether it is increasing interest rates, persistent inflation, or inverted yield...

read more
“Positive But Cautious”

“Positive But Cautious”

Blog“Positive But Cautious”   The start to 2023 has certainly been a welcome reprieve from the difficult market of 2022.  In the first quarter of 2023, the S&P 500 is up roughly 7% and GDP is expected to have grown around 2.0%.  These are great figures and...

read more
“Current Monetary Policy from the Federal Reserve”

“Current Monetary Policy from the Federal Reserve”

BlogCurrent Monetary Policy from the Federal Reserve     This week’s post comes straight to you from Brian Wesbury who is the chief economist at First Trust.  I appreciated his unique outlook and focus on the money supply vs. simply talking about interest...

read more
“2022 was Tough; What’s the Outlook for 2023?”

“2022 was Tough; What’s the Outlook for 2023?”

Blog 2022 was Tough; What’s the Outlook for 2023?   Investors just went through one of the toughest investment years in history. This was quite a change from 2019, 2020, and 2021 which saw strong stock and bond returns despite the pandemic. The question on...

read more
Caring for Elderly Family Members

Caring for Elderly Family Members

Blog   Caring for Elderly Family Members   Often referred to as a “sandwich generation” there are many adults these days that are caring for both their own children as well as aging family members.  Whether you have kids of your own, or they are already grown and...

read more

Van Gelder Financial

13155 New Providence Road

Alpharetta, GA 30004

Phone: 470-736-8931

Email Tony

Curious to know more?

We offer a free 30 minute introductory call for those interested in becoming clients with Van Gelder Financial.  During this call we will ask a lot of questions and answer any that you may have to ensure there is a match.

Subscribe to the Weekly Financial Thought!

Copyright © 2024
Van Gelder Financial