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Inflation vs. Stock Market Returns

Inflation vs. Stock Market Returns

Blog“Inflation vs. Stock Market Returns"   Inflation has certainly been making news headlines over the past months as experts and economists weigh in on whether it is transitory or whether it is here to stay for some time.  While all of the experts take their...

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Avoiding Some Common Retirement Pitfalls

Avoiding Some Common Retirement Pitfalls

Blog“Avoiding Some Common Retirement Pitfalls"   There's no such thing as one-size-fits-all retirement planning and planning the perfect retirement may be a pipe dream.  For many folks, their view of what retirement will look like tends to change after the first...

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The Great Transfer of Wealth

The Great Transfer of Wealth

Blog“The Great Transfer of Wealth"   More than 10,000 baby boomers are turning 65 every day and that is expected to continue until 2030.  Over the coming decades, trillions of dollars of wealth will pass from baby boomer parents to their heirs, with some...

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Reasons to be Optimistic about 2021

Reasons to be Optimistic about 2021

Blog“Reasons to be Optimistic about 2021"   I think everyone is ready to be done with 2020.  Have there been silver linings and things to be grateful for in 2020?  Yes!  However, for many families, 2020 was filled with economic hardship, time without close family...

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Innovation is not a USA Only Story

Innovation is not a USA Only Story

Blog“Innovation is not a USA Only Story" With incredible growth stock performance across many US companies over the past few years, it could be easy to assume that America is the best place to invest for future growth.  However, if you were under the impression that...

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Revisiting Thankfulness

Revisiting Thankfulness

Blog“Revisiting Thankfulness"   In 2019, we highlighted the topic of Thankfulness leading into the Thanksgiving holiday.  Most of you will be reading this the day after enjoying your Thanksgiving turkey, but I still think there is value in revisiting some of the...

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SECURE Act 2.0 – What it Means

SECURE Act 2.0 – What it Means

Blog“SECURE Act 2.0 - What it Means"   In December 2019 Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act.  This was a bi-partisan bill designed to help Americans’ in preparation for their retirement years.  Some of the...

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Managing the Initial Years of Retirement

Managing the Initial Years of Retirement

Blog“Managing the Initial Years of Retirement"   The conventional view of retirement is changing.  Certainly, the age at which we retire, what we do during retirement years, and even how long retirement generally lasts look different than assumptions we made 15...

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Your Goals > Market Movements

Your Goals > Market Movements

Blog“Your Goals > Stock Market Movements"   Given all of the uncertainty surrounding this election week, I thought it was an important reminder that our personal (and long-term) financial goals are more important than short term stock movements.  The below is...

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The Insecurity Around Social Security

The Insecurity Around Social Security

Blog“The Insecurity Around Social Security"   Fires, viruses, civil unrest; will 2020 ever end?  With only two months left in the year coronavirus has officially claimed another victim: Social Security.  Due to the economic impact of Covid-19, the Social Security...

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How is my Credit Score Calculated?

How is my Credit Score Calculated?

Blog“How is my Credit Score Calculated?"   Many people live and die by their credit score and do everything humanly possible to improve it.  Others take a more passive approach by ensuring they pay off their credit card every month and trust they will be viewed...

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Don’t Live with Election Fear

Don’t Live with Election Fear

Blog“Don't Live with Election Fear" It seems to be all we hear about anymore.  What will November 3rd, 2020 produce for the next president of the United States?  Truthfully, with the amount of mail in ballots expected in this election, we may not know on November 3rd,...

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Thinking of Success

Thinking of Success

Blog“Thinking of Success"   One of the leaders in our RIA firm (Cambridge) posted on the idea of Success.  I wanted to share these thoughts with you this week.   Success is not a miracle. Nor is it a matter of luck. Everything happens for a reason, good or...

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A Simple Budgeting Alternative

A Simple Budgeting Alternative

Blog “A Simple Budgeting Alternative" I’m not sure I’ve ever met a client who genuinely got excited about the idea of creating and following a budget.  I think for so many people, a budget feels restricting and cumbersome to keep up with.  But, have you ever wondered...

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Themes for the Next Decade

Themes for the Next Decade

Blog “Investment Themes for the Next Decade" Let’s face it, 2020 has been a difficult year for so many.  Whether it was the Australian wildfires, the killer hornets, the California fires, or the COVID pandemic, we have had our fair share of tumultuous events.  From...

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Geographic Arbitrage – A Trend with Momentum

Geographic Arbitrage – A Trend with Momentum

Blog “Geographic Arbitrage - A Trend with Momentum"   Geographic Arbitrage (AKA geo-arbitrage) in its simplest format is when someone takes advantage of differences in cost of living between two geographic locations.  The concept is not something new or...

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Financially Preparing for a Child

Financially Preparing for a Child

Blog “Financially Preparing for a Child"   Having a baby is one of the most exciting times in a couple’s life.  Leading up to the birth, you read books, listen to podcasts, and put up with all of your friends and relatives giving you their random pieces of advice...

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4 Exercises for Better Money Habits

4 Exercises for Better Money Habits

Blog “4 Exercises for Better Money Habits" Do you ever find yourself wishing you had better money habits, but you just can’t seem to change your day-to-day actions?  Here’s the good news: It is absolutely within your control to transform your habits and become...

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Setting Your Children up for Retirement

Setting Your Children up for Retirement

Blog “Setting Your Children up for Retirement" For many people, setting their child up for success in the future is one of their responsibilities as a parent or guardian.  Setting them up for success comes in many different facets (think life skills, hard-work,...

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The Coronavirus Housing Boom

The Coronavirus Housing Boom

Blog “The Coronavirus Housing Boom"   If one thing is certain, we have all been spending more time in our homes over the past 6 months compared to the months and years prior.  While many sectors of the economy have been negatively impacted from the pandemic,...

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Why the Dow Jones is not a Great Benchmark

Why the Dow Jones is not a Great Benchmark

Blog “Why the Dow Jones is not a Great Benchmark"   It’s nearly impossible to tune into mainstream media outlets like CNBC without the Dow Jones Industrial Average (DJIA) being the focal point amongst stock indices. I, myself, am guilty of quoting the Dow’s price...

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Gifting Responsibly and Avoiding Taxes

Gifting Responsibly and Avoiding Taxes

Blog “Gifting Responsibly and Avoiding Taxes" Each year, the IRS sets a limit called the annual gift tax exclusion which determines how much you can “gift” to someone else and avoid paying any taxes.  For 2020, that annual exclusion amount is $15,000 (this can change...

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The Importance of a Health Savings Account

The Importance of a Health Savings Account

Blog “The Importance of a Health Savings Account" If the last few months are any indication, we can see that healthcare needs and associated expenses are truly an unknown quantity.  Healthcare costs can be a major stumbling block for both the young and elderly and...

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Trends in a Post-COVID World

Trends in a Post-COVID World

Blog “Trends in a Post-COVID World" Where is the stock market going from here?  Why has the market recovered so quickly?  If we don’t find a vaccine for the virus soon, will we see a huge drop in the market?  These are all common questions we are getting from clients...

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