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5 Keys to Investing in 2026
Blog“5 Keys to Investing in 2026" I enjoyed reading this recently published piece from American Funds. Yes, there are concerns as we enter into 2026, but is there ever a perfect time to invest?? What a difference a few years can make. At the start of 2023,...
Merry Christmas and Happy New Tax Year
Blog“Merry Christmas and Happy New Tax Year" We want to wish you a very Merry Christmas and hope that you all find time to celebrate with family and loved ones this holiday season. As we end one year, another starts and with a new year comes quite a number of new tax...
‘What an Interesting Year’
“2021 was a VERY interesting year when it comes to markets. What is one way you saw fear and greed play out during this past year?”
Relax and Focus on Long-Term
“Recent market jitters can cause many people to feel like the answer is to change something about their investments. We recommend re-focusing on the long-term and remaining invested along the way. What are some long-term goals you are working towards?”
‘Your New 2022 Tax Rates & More’
BlogYour New 2022 Tax Rates & More The Internal Revenue Service recently announced their annual inflation adjustments for the tax year 2022. Higher recent inflation means that some of these numbers are up by a greater degree compared to recent years. However,...
‘The $1.2 Trillion Infrastructure Package’
Blog“The $1.2 Trillion Infrastructure Package" On Friday, November 5th Congress passed a $1.2 Trillion infrastructure package (228-206 vote) as part of president Biden’s economic agenda. This particular bill has had many back and forth changes between the...
“What to Consider before Investing in Cryptocurrency”
Blog“What to Consider before Investing in Cryptocurrency” Given the increase of recent news around Cryptocurrency in the market, I thought it was valuable to re-visit an article we published in May of this year. It’s important to keep grounded and ask yourself some...
Inflation vs. Stock Market Returns
Blog“Inflation vs. Stock Market Returns" Inflation has certainly been making news headlines over the past months as experts and economists weigh in on whether it is transitory or whether it is here to stay for some time. While all of the experts take their...
Avoiding Some Common Retirement Pitfalls
Blog“Avoiding Some Common Retirement Pitfalls" There's no such thing as one-size-fits-all retirement planning and planning the perfect retirement may be a pipe dream. For many folks, their view of what retirement will look like tends to change after the first...
‘Debt Ceilings and the Growing National Debt’
Blog“Debt Ceilings and the Growing National Debt" There have been many articles and hours of news television spent on covering the debt ceiling and growing national debt in America. This recent article and show by Peter Lazaroff does a great job outlining what...
‘Supply chain Struggles’
Blog“Supply Chain Struggles" This weeks thought, first appeared in Yahoo Finance’s morning brief. With all else being equal, economic times are hard enough as we come out of the pandemic. However, as we do this, and demand spikes back up, we are seeing...
‘5 Overlooked Facts About IRA’s’
Blog“5 Overlooked Facts About IRA’s" IRAs have been around since 1974. And yet after nearly 50 years, there’s plenty that the 47.9 million households that use IRAs to save for retirement still get wrong about these retirement accounts. A recent article on...
‘The Current State of Social Security’
Blog"The Current State of Social Security" It’s obvious, the last 12 to 18 months has been tough and we’ve seen firsthand effects of how the pandemic has impacted the economy and our everyday lives. A question that maybe some of us have started to ask is, “How...
“New Under-The-Radar Retirement Account”
Blog “New Under-The-Radar Retirement Account” For years, the term “Roth” was held just for Individual Retirement Accounts (IRA’s). However, the 401K and Roth IRA have birthed a beautiful child called the “Roth 401K” that a lot of companies are starting to...
“The Supply Crunch for Talent”
Blog “The Supply Crunch for Talent” Thankfully, the unemployment rate has been steadily decreasing since April of 2020 when it was 14.8% at its peak. As of August, 2021, the unemployment rate is now back down to 5.2% (it was as low as 3.5% before...
“Most Americans are Unprepared for Retirement”
Blog “Most Americans are Unprepared for Retirement” Perhaps this type of headline gets old, but the unfortunate reality is that it’s true! Based on research recently completed by the CFP Board, roughly 26% of Americans delay retirement savings until their...
Managing the Initial Years of Retirement
Blog Managing the Initial Years of Retirement The conventional view of retirement is changing. Certainly, the age at which we retire, what we do during retirement years, and even how long retirement generally lasts look different than assumptions we made 15 years...
‘ Putting your House in a Trust ‘
Blog “Putting your House in a Trust" Trusts aren't just for the uber-wealthy. Anyone with financial or physical assets may consider setting one up to make life a little bit easier for those you leave behind when you die. When you establish a trust, you...
‘Changing the way You Feel About Money’
Blog “Changing the way You Feel About Money" Writer Ben Carlson over at A Wealth of Common Sense, recently published an article discussing how we feel about money and I thought it did a wonderful job explaining that our feelings towards money are usually...
‘The Role of Bonds in Your Investments’
Blog “The Role of Bonds in Your Investments" With interest rates at historic lows, many investors feel nervous having bonds in their portfolio, given that bond prices have an inverse relationship to interest rates: when interest rates start to go back up, bond...
How is Social Security Taxed?
Blog “How is Social Security Taxed?" For some, it’s surprising to learn that social security benefits are taxable. After all, it’s a system that has taken tax out of your paycheck for so many years, it can be eye opening to learn that the benefits from that...
“Your Goals > Stock Market Movements”
Blog “Your Goals > Stock Market Movements” It’s almost certain that for the remainder of 2021 (really any year for that matter), we will see continued volatility in the stock market. Yes, the economy is re-opening and hopefully the impact of new Covid variants are...
“Tips for Lowering Taxes in Retirement”
Blog “Tips for Lowering Taxes in Retirement” So many financial articles talk about the importance of saving for retirement and how much money you should have saved to retire comfortably. While that is certainly an important topic, considering how these savings will...
“Is $1 Million still worth $1 Million?”
Blog “Is $1 Million still worth $1 Million?” There is a lot of talk recently about inflation and what effect it will have on our purchasing power in the coming years. I think it’s an important topic and one worth considering, but if we zoom out, what effect does...
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