Blog
7 Important Ages for Retirement Planning
Blog“7 Important Ages for Retirement Planning" The amount of decisions and timeframes that arrive at your doorstep as you head into retirement can be overwhelming. It’s hard to keep track of what age you become eligible for Medicare vs. when you can take social...
Do I Need Umbrella Insurance?
Blog “Do I Need Umbrella Insurance" Umbrella insurance is an important risk management tool, particularly for people who have wealth, income, or future income potential. Additionally, it’s cheap relative to most other types of insurance! I’m always amazed at the...
Mortgage Rates and Offer Prices
“Increasing interest rates are expected to cool the housing market. It may be worth considering your desired monthly payment amount vs. your desired purchase price in this changing environment!”
“Consistency is Attractive”
“It is now more critical than ever to remain consistent and focused on the long-term rather than getting caught up in the crowd of voices in the media asking us to be worried about the short-term”
The RMD Surprise for Retirees
“It’s important to know how Required Minimum Distributions will impact you in Retirement. Read these tips to ensure you are prepared!”
Obtaining the CFP® Designation
With only 15% of registered representatives being Certified Financial Planners ™, it’s important to ensure the qualifications of the financial advisor you decide to engage!
Setting Sights on 2022
“It’s time to set our sights on 2022 and the year ahead! What is a financial goal you are looking to accomplish in 2022?”
‘What an Interesting Year’
“2021 was a VERY interesting year when it comes to markets. What is one way you saw fear and greed play out during this past year?”
Relax and Focus on Long-Term
“Recent market jitters can cause many people to feel like the answer is to change something about their investments. We recommend re-focusing on the long-term and remaining invested along the way. What are some long-term goals you are working towards?”
‘Your New 2022 Tax Rates & More’
BlogYour New 2022 Tax Rates & More The Internal Revenue Service recently announced their annual inflation adjustments for the tax year 2022. Higher recent inflation means that some of these numbers are up by a greater degree compared to recent years. However,...
‘The $1.2 Trillion Infrastructure Package’
Blog“The $1.2 Trillion Infrastructure Package" On Friday, November 5th Congress passed a $1.2 Trillion infrastructure package (228-206 vote) as part of president Biden’s economic agenda. This particular bill has had many back and forth changes between the...
“What to Consider before Investing in Cryptocurrency”
Blog“What to Consider before Investing in Cryptocurrency” Given the increase of recent news around Cryptocurrency in the market, I thought it was valuable to re-visit an article we published in May of this year. It’s important to keep grounded and ask yourself some...
Inflation vs. Stock Market Returns
Blog“Inflation vs. Stock Market Returns" Inflation has certainly been making news headlines over the past months as experts and economists weigh in on whether it is transitory or whether it is here to stay for some time. While all of the experts take their...
Avoiding Some Common Retirement Pitfalls
Blog“Avoiding Some Common Retirement Pitfalls" There's no such thing as one-size-fits-all retirement planning and planning the perfect retirement may be a pipe dream. For many folks, their view of what retirement will look like tends to change after the first...
‘Debt Ceilings and the Growing National Debt’
Blog“Debt Ceilings and the Growing National Debt" There have been many articles and hours of news television spent on covering the debt ceiling and growing national debt in America. This recent article and show by Peter Lazaroff does a great job outlining what...
‘Supply chain Struggles’
Blog“Supply Chain Struggles" This weeks thought, first appeared in Yahoo Finance’s morning brief. With all else being equal, economic times are hard enough as we come out of the pandemic. However, as we do this, and demand spikes back up, we are seeing...
‘5 Overlooked Facts About IRA’s’
Blog“5 Overlooked Facts About IRA’s" IRAs have been around since 1974. And yet after nearly 50 years, there’s plenty that the 47.9 million households that use IRAs to save for retirement still get wrong about these retirement accounts. A recent article on...
‘The Current State of Social Security’
Blog"The Current State of Social Security" It’s obvious, the last 12 to 18 months has been tough and we’ve seen firsthand effects of how the pandemic has impacted the economy and our everyday lives. A question that maybe some of us have started to ask is, “How...
“New Under-The-Radar Retirement Account”
Blog “New Under-The-Radar Retirement Account” For years, the term “Roth” was held just for Individual Retirement Accounts (IRA’s). However, the 401K and Roth IRA have birthed a beautiful child called the “Roth 401K” that a lot of companies are starting to...
“The Supply Crunch for Talent”
Blog “The Supply Crunch for Talent” Thankfully, the unemployment rate has been steadily decreasing since April of 2020 when it was 14.8% at its peak. As of August, 2021, the unemployment rate is now back down to 5.2% (it was as low as 3.5% before...
“Most Americans are Unprepared for Retirement”
Blog “Most Americans are Unprepared for Retirement” Perhaps this type of headline gets old, but the unfortunate reality is that it’s true! Based on research recently completed by the CFP Board, roughly 26% of Americans delay retirement savings until their...
Managing the Initial Years of Retirement
Blog Managing the Initial Years of Retirement The conventional view of retirement is changing. Certainly, the age at which we retire, what we do during retirement years, and even how long retirement generally lasts look different than assumptions we made 15 years...
‘ Putting your House in a Trust ‘
Blog “Putting your House in a Trust" Trusts aren't just for the uber-wealthy. Anyone with financial or physical assets may consider setting one up to make life a little bit easier for those you leave behind when you die. When you establish a trust, you...
‘Changing the way You Feel About Money’
Blog “Changing the way You Feel About Money" Writer Ben Carlson over at A Wealth of Common Sense, recently published an article discussing how we feel about money and I thought it did a wonderful job explaining that our feelings towards money are usually...
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