Blog
The 4% Rule is now the 5% Rule
Blog“The 4% Rule is now the 5% Rule" A financial expert named Bill Bengen, who created the famous 4% Rule, has a new book called A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More. The 4% Rule was a game-changer for retirement planning because...
The Life Satisfaction Smile
Blog"The Life Satisfaction Smile" I heard the concept on a podcast recently that was talking about what makes people truly happy. It’s an age old question and one that I would guess we aren’t going to have a universal answer for or “solve” anytime soon. That being...
The Student Loan Debt Reality
“The Student Loan Debt Reality in America"While it might not be visibly apparent in the bull market economy of the last decade, the reality behind the scenes is that student loan debt is now the second largest outstanding debt that American households have behind...
I’m New to Atlanta and need my Finances in Order!
“I'm New to Atlanta and need my Finances in Order!"Moving to a new city is never an easy task. For one, you give up what was familiar and known about your previous home, and secondly you encounter many new challenges and obstacles (especially financial ones) as you...
What Is Private Mortgage Insurance?
“What is Private Mortgage Insurance (PMI)?" For many people, putting a 20% down payment on a new house is not an easy task. With house prices growing at incredible speed since the 2008 recession, many major cities and suburbs are becoming un-affordable for the...
Know the ROI of College Education
“Know the ROI of College Education"Student loans are an incredibly scary but real thing for millions of Americans. With the cost of college consistently increasing at a faster rate than inflation it is difficult for many people to graduate without some sort of...
Work Optional
“Work Optional"For many people “retirement” has always been their goal. They dream of completing their working career and then relaxing on vacations or doing nothing just because they can. For me, retirement means being done with mandatory labor and embracing the...
It’s Never Too Late
“It's Never Too Late"With everything that jockeys for our attention, it’s understandably easy to put financial goals and aspirations on the back burner. After doing this for several months or even years, it’s also easy to feel defeated and that starting “now” might...
Welcome
“Welcome" As the very first weekly financial thought post, I’d like to welcome you as readers, clients, friends, and potential future friends. Our goal for these weekly posts is to provide knowledge, insight, and motivation to our readers on prominent financial ideas...
Van Gelder Financial
Curious to know more?
We offer a free 30 minute introductory call for those interested in becoming clients with Van Gelder Financial. During this call we will ask a lot of questions and answer any that you may have to ensure there is a match.








