When Should I Re-Finance My Mortgage?

“When Should I Re-Finance My Mortgage?” Everybody loves to save money, and since we are in a period of unprecedentedly low interest rates, the shiny object of refinancing can be an attractive proposition.  But how do you know whether refinancing makes sense for...

What to Consider when Buying a House

“What to Consider when Buying a House”It’s the American Dream, right?  Buying a home seems to be a rite of passage in the United States.  A move that will take you from pretending to be an adult to actually being one.  At least, that is what so many have...

What Is Private Mortgage Insurance?

“What is Private Mortgage Insurance (PMI)?” For many people, putting a 20% down payment on a new house is not an easy task.  With house prices growing at incredible speed since the 2008 recession, many major cities and suburbs are becoming un-affordable for the...